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DA rates auto-applied: 50% (Jan–Jun 2024) → 53% (Jul–Dec 2024) → 55% (Jan–Jun 2025)
→ 58% (Jul 2025–Dec 2025) → 60% (Jan 2026+). | NPS = 10% of (Basic+DA). | Increment = 3%/year.
| Medical Allowance is added as-is each month (not part of NPS/DA calculation) and can be fine-tuned in the review table.
| GIS (Group Insurance Scheme) is a fixed monthly deduction — commonly ₹30 or ₹60 — and can also be fine-tuned per row in the review table.